The One Person Company movement has a simplicity fetish. 'Keep it lean.' 'One bank account.' 'Use Stripe Atlas and forget it.' This advice is catastrophic for anyone building real wealth. Simplicity is for employees. Complexity is for owners. The difference between keeping 30% of your revenue and keeping 70% is not working harder—it's structuring smarter. Consider Elena Vasquez, who runs a €2.1M/year SaaS from Barcelona. Her structure: Estonian OÜ for EU customers, Wyoming LLC for US customers, Singapore Pte Ltd for APAC, and a UAE free zone company for licensing. Four entities. Four bank accounts. Four tax jurisdictions. Effective tax rate: 11%. Her friend Carlos, who followed the 'keep it simple' advice, runs a similar business from Madrid. Effective tax rate: 47%. Difference after five years: €3.2M. This is not tax evasion. This is tax optimization—legal, above-board, available to anyone willing to do the work. The complexity is not a bug. It's the feature. The OPC simplicity narrative was created by people who either (a) don't make enough to care, or (b) profit from selling you simplicity. Every 'all-in-one' platform, every 'we handle everything' service, every 'don't worry about it' consultant is extracting value from your willful ignorance. Reflection: We have been conditioned to view complexity as a cost. But in taxation and legal structure, complexity is an asset. The question is not 'how simple can I make this?' The question is 'how much complexity can I profitably manage?' The answer is almost always more than you think. Hire the accountant. Pay the lawyer. Build the structure. The ROI is measured in millions. Strategic Insight: Implement the Three-Entity Minimum. Entity One: your operating company in your residence jurisdiction (handles local customers, payroll, expenses). Entity Two: a holding company in a favorable jurisdiction (owns IP, collects licensing fees). Entity Three: a payment processor in a third jurisdiction (handles customer billing, reduces FX fees). This is the starting point—not the end state. As revenue grows, add complexity. At €500K/year, you should have at least three entities. At €2M/year, you should have five. Simplicity is poverty. Complexity is wealth.